Expert Tax Planning Accountants
At RLFB, we understand the complexities of tax in the UK. Whether you’re a business owner, entrepreneur, or an individual, our specialist tax planning accountants offer the expertise you need to reduce your liabilities and make informed financial decisions.
Tailored Solutions, Not Templates
We never take a one-size-fits-all approach. Each tax strategy we develop is bespoke and rooted in your unique financial profile. Whether you need simple guidance or a complex restructuring plan, our team is equipped to deliver practical and ethical solutions that align with your objectives.
From your first consultation with me, you’ll notice the difference in how we work. We’re responsive, reliable, and fully committed to delivering value. Our process is clear and collaborative, keeping you informed without overwhelming you with jargon.
Lets start with a chat
I take time to get to know you and your business
Initial Consultation
We learn about your business, finances, and goals.
Detailed Review
Our accountants assess your current tax position and identify opportunities.
Strategic Planning
We create a tailored tax strategy to suit your short and long-term plans.
Ongoing Support
As your situation changes, we adapt your tax plan accordingly.
What Is Tax Planning?
Tax planning is the legal process of organising your financial affairs to minimise tax liability. This involves assessing your income, investments, business structure, and allowances to ensure you’re making the most of tax reliefs and opportunities available to you. Good tax planning is not just about saving money… it’s about aligning your financial strategy with your long-term goals.
As professional tax planning accountants, we help you achieve clarity and confidence in your tax obligations.
Benefits of Strategic Tax Planning
Effective tax planning isn’t just about reducing tax bills. It offers wider advantages that support your personal and business goals.
Our tax planning accountants ensure you benefit from every opportunity available, without crossing legal or ethical lines.
Improved cash flow and budgeting
Effective tax planning helps you anticipate liabilities and spread costs more evenly, improving day-to-day cash flow. This allows for better budgeting and ensures your business runs smoothly without financial strain.
Reduced risk of HMRC investigation
By keeping your accounts accurate and fully compliant, tax planning lowers the likelihood of triggering an HMRC audit. It ensures all returns are filed correctly and on time, giving you peace of mind.
Greater clarity and control over your finances
A proactive tax strategy provides a clear picture of your income, expenses, and obligations. This financial visibility empowers you to manage your money more effectively and avoid unexpected issues.
Long-term wealth preservation
Strategic planning helps you retain more of your earnings by legally minimising tax liabilities. Over time, this supports asset protection and strengthens your financial legacy.
Better decision-making with accurate financial forecasting
Tax planning equips you with reliable financial data, making it easier to plan investments and business growth. With accurate forecasting, you can make informed choices and stay ahead of potential challenges.
Our
Services
Bookkeeping
Management Accounts
VAT
CIS Returns
Payroll
Auto-enrolment
Tax Planning
Year End Reporting
Corporation Tax Returns
Confirmation Statements
Self Assessment
Capital Gains Tax
Advisory Services
Frequently Asked Questions
When should I start tax planning?
The earlier, the better. Tax planning is most effective when it’s proactive and ongoing. We recommend starting at the beginning of the financial year, but we also offer mid-year and year-end reviews to help you adapt your plan as your circumstances change.
Do I need tax planning if I already have an accountant?
Not all accountants specialise in tax planning. While many focus on compliance and filing returns, RLFB goes further by offering forward-thinking strategies tailored to your goals. We work alongside your existing accountant if needed to deliver better overall results.
How much does tax planning cost?
The cost of tax planning services varies depending on the complexity of your financial situation. At RLFB, we offer transparent pricing and a clear scope of work. Our services are designed to deliver long-term value that far exceeds the initial investment.
Is tax planning legal or illegal?
Tax planning is completely legal when it involves using approved methods to reduce your tax liability, such as claiming allowances, reliefs, and structuring your finances efficiently. It’s different from tax evasion, which is illegal and involves deliberately hiding income or providing false information to HMRC.
At RLFB, we only provide ethical, compliant tax planning that helps you make the most of the UK tax system within the law.